The base rate of interest will be paid on the portion of any balance exceeding $500,000. Current interest rates are available in interest rates for personal deposit accounts. Each customer can nominate a maximum of one Savings Maximiser account (either single or joint) to receive the additional variable rate (where eligible). You can check and change your nominated Savings Maximiser account via online banking or the ING mobile app. If no nomination is made, the additional variable rate (where eligible) will be applied to an account nominated by ING at its sole discretion.
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We’ve made it quick and easy for you to renew, with no need to visit a branch. Manage your Term Deposit online choosing to renew or withdraw. No, it is only applied to Term Deposits opened or renewed online. To open or renew a Term Deposit online, you need to be a Westpac customer with a Choice account.
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- Our ANZ Advance Notice Term Deposit offers competitive interest rates.
- Term deposits allow you to enjoy a known rate of return for a fixed period of time, usually from one month to five years.
- This offer is not applicable to the Westpac Choice Concession account.
- When you have an Orange Everyday and meet the monthly Savings Maximiser criteria you unlock additional bonus interest.
- See ANZ Plus Deposit Account T&Cs for ANZ Plus deposit accounts.
Then, add your debit card to your mobile wallet and make one or more in-person, contactless payments that total at least $50. Determining what kind of saver you are may give you guidance into whether or not having multiple savings accounts will work for you. If your savings are less than $250,000 they will generally be safe in a high interest savings account. This is due to the Federal Government’s Financial Claims Scheme which guarantees deposits of up to $250,000 per account holder per authorised deposit taking institution (ADI). This means if the financial institution that’s holding your savings goes bankrupt, the government will reimburse you up to $250,000.
Tips for managing your money
Instead the interest rate you receive may change depending on the amount you have in your savings account (e.g. 4.85% on balances up to $250,000 and 4.50% on balances up to $2,000,000). Unlike a term deposit, the flexibility of a high interest savings account may mean it’s easier to budget and manage emergency funds while still being able to accrue interest from your savings. We don’t charge fees to withdraw cash overseas or make international purchases. Other financial institutions, such as the banks of international merchants and international ATM operators, may charge you fees for these transactions.
But keep in mind fees and charges will apply for early withdrawals and the account will incur an interest reduction in respect of the money withdrawn or transferred https://casinorangers.com/ early. Please refer to the ANZ Saving & Transaction Products Terms and Conditions for further information. Any amounts above $100,000 are subject to the Savings Maximiser standard variable rate applicable at the time. If you do not satisfy the conditions to receive the additional variable rate, the standard variable rate applies. ING can change or withdraw the additional variable rate or the additional variable rate offer at any time with notice.
